Aaron Silverman, Mortgage Loan Originator, NMLS #957533Edge Home Finance, LLC, NMLS #891464: licensed in 49 states and D.C. (Not licensed in NY)

Get your paperwork straight before you apply.

Checklists you can tick off, a short guide for self-employed borrowers, a four-question readiness checker, and answers to the questions I hear most.

Know what to gather.

Don't email any of these. Just have them handy. Every lender and program is different, so you may need more or less. We'll go over what's actually needed on the call, and I'll tell you how to send documents securely. Your checkmarks are saved in this browser only.

Start here if you're self-employed

Self-employed borrower checklist

For 1099 contractors, sole proprietors, and LLC, S-corp and partnership owners.

Download all checklists (PDF)

Will my tax returns qualify me for a mortgage?

A short, plain-English guide for self-employed borrowers and business owners. Read it before we talk, and you'll get more out of the call.

  1. 01How lenders read your returns
  2. 02Common add-backs, like depreciation
  3. 03How much self-employment history lenders want
  4. 04When a bank statement or DSCR loan may be worth discussing
  5. 05What to gather before we talk
Download it right after you submit

Send me the guide

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Still have questions?

The FAQ covers self-employed income, loan types, documents, and how working with me goes.

General information. This page isn't tax or legal advice, and it isn't a commitment to lend. Every loan depends on lender guidelines and underwriting.

Want to know where you stand?

Book a 15-minute call. Tell me what you're working on. No documents yet, no commitment.